Venture Capital International

V.C.I
10 stockyard court
new milford , CT 06776
United States

ph: 860-350-4440
fax: 203-648-4942
alt: 203-775-9999

Services

V.C.I has over the years helped 100s of businesses get capital and create cas flow

  • Ithe team  specializes in helping businesses and business people who need financing.

    We do business worldwide!

    My background is Residential and Commercial real estate and Business Finance. I have over 25 years of
    experience and I use all of that experience in assisting businesses
    get the financing they need. My experience allows me to focus
    quickly on the strengths of a business to determine if they can
    qualify for financing.

    Whether your business is a startup or a mature business, I have a lot
    of financing options that will work for you. My source of funds is
    different than a bank. I use wholesale lenders and wholesale leasing
    companies for funding (hedge and equity funds, pension funds, investor
    pools, etc.). This allows me to finance deals that banks would find
    difficult.

    My value proposition is simple. One application will get you access
    to multiple sources of financing. Instead of shopping around for
    financing you can do it all with one experienced person. I present
    your company to a lender based on what I find out about your business
    and I deliver a high-level of personal service based on my expertise.

    Types of financing I offer are:

    · Equipment and software leasing (including technology leasing,
    specialty vehicles and equipment)
    · Sale and leaseback
    · Leasing programs for vendors
    · Asset-backed lines of credit
    · Accounts receivable financing
    Purchase order financing
    · SBA Loans
    · Commercial mortgages
    · Business acquisitions
    · Debt restructuring
    · Merchant advance (advances on credit card sales)
    · Equity and Debt finance

    I have specialty financing for public companies and owners of
    publicly-held stock as well.

    I am open to meeting people who connect with businesses that might
    need financing. I'm a frequent contributor to LinkedIn Answers and
    I'm more than willing to share contacts.

    I welcome all REFERRALS

    Specialties:

    Quick answers to your questions, no middle men we alo do equipment, merchant ,equipment lease back,sba ,airline,oil,hard money, Rates on commercial are 5.875-7 %
    we have access to non G8 money for economic growth at 1.5 % for 30 years

  • ALTERNATE OPTIONS

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    Please give us feedback and contact us for more information on our products and services:

    1. Do you need money for the first side of a double close? Go to the website under the page "simultaneous close".

    2. Do you need some "down" money to finish the deal? Go to the website under the page "down payment assistance".

    3. Do you need Proof of Funds or Verification of Deposit or Escrow services? The pages are listed on the site.

    4. Do we enable "verification accounts" or "ping" accounts? That would fall under the Proof of Funds area.

    5. Can we help with flipping "CMO's", that would fall under the "simultaneous close" page.

    For any other creative deals out there, don't be bashful, typically we can help.

    With all these products available, we must tell you that it can sometimes be confusing on which product you may need. Give us a call to det



    This rule is considered by many as the perfect answer for the company just starting out that needs to raise less than $1 million but can't afford to go through the whole SEC registration process. Until they grow to a point where they can afford it, Rule 504 offers such companies an out:

    An exemption to raise up to $1 million
    No disclosure criteria
    Few general solicitation and resale restrictions
    No limit as to the number or type of investors

    Actually, Congress's original intent in 1982 for Rule 504 was to "set aside a clear and workable exemption for small issuers to be regulated by state blue sky requirements, but by the same token, to be subjected to federal anti-fraud provisions and civil liability provisions." Rule 504 exemption is provided for almost any type of organization, including corporations, partnerships, trusts, or other entities. However, it is not applicable to companies already reporting to the SEC (subject to the '34 Act) or investment companies.

     You Cannot Exceed $1 Million
    The total offering amount under Rule 504 can be up to $1 million in a 12-month period, less the aggregate offering of all securities sold within 12 months before the start of a 504 offering. So, if a company has raised $100,000 in private money in the previous 12 months, it can still raise up to $900,000 without being accused of breaking the rules, or integration.

    Generally speaking, there are no specific disclosure requirements under Rule 504 (disclosing what the company is about, what it intends to do, or who is connected with it). This means that, theoretically, an issuer can have a purchaser sign a subscription agreement and purchase stock without any information about the company being disclosed. However, the rule is dependent on the blue-sky laws of each state in which the securities are offered. This means that if a state's blue-sky rules require disclosure, it must be provided regardless of Rule 504.

    Rule 504 also provides that at least $500,000 of securities must be sold pursuant to a registration under a state's securities law. Consequently, an offer must comply with the blue-sky laws of each individual state in which it is offered. In many states, this negates the effective simplicity of Rule 504 and the federal government's intent, because many states' blue-sky laws are more restrictive than Reg D.

    A word of caution to the entrepreneur--regardless of the amount of disclosure the issuer is willing to provide, Rule 504 does not dismiss the issuer from the federal requirements, nor is there an exemption from the fraud provisions, including the areas of material omissions or misstatements. The penalties for noncompliance are severe, including monetary fines and mandatory jail sentences.

    Number of Investors
    With its limited disclosure requirements, Rule 504 also allows an issuer to sell securities to an unlimited number of investors. Theoretically, a company could raise $1 million by selling its stock at a penny a share to 100 million different investors. Obviously, the economics are not too attractive, but there's no rule that stops an issuer from selling $500 blocks of stock to 2000 investors.

    Rule 504 is the only rule under Reg D that permits an unlimited number of investors. A final note on Rule 504 is that the exemption provides for sales of securities of either debt or equity. This opens the door for combinations of both via convertible debentures. By way of explanation, convertible debentures are a debt issue (debenture) that is convertible to a preferred or, most commonly, common stock at some future date, usually at a predetermined price.

    Alternate Exemptions

    There are several other rules and exemptions besides the Reg D exemption discussed above. They are worth looking into and are discussed below under the headings of Regulation A and the Small Corporate Offering Registration (SCOR).

    As pointed out in the last section, the principal advantage of an exemption from registration is that the buy-and-sell transactions can take place as soon as the parties decide to proceed. It eliminates the necessity of preparing and filing a prospectus with the SEC, and it saves legal costs, plus accounting and registration fees.

    Exemptions under the Securities Act of 1933 ('33 Act) are listed as exempted securities and exempted transactions. They can save both time and money. The only drawback is they can take a legal genius to interpret them. They're full of loopholes, and the courts have shown no qualms about ruling against the entrepreneur in their interpretations. Regardless, the end results should make them worth pursuing. But since the whole area of exemptions is so complex, the entrepreneur should not proceed without first seeking the advice of qualified legal counsel to determine the best form of exemption to apply
  • AFFILIATES

  • http://www.vocalix.com/?r=36021

Partnership Lending Program

Transform your potential turndowns into satisfied customers!

As a bank or credit union, from time to time, you may have to turn away loan applicants who are your deposit customers due to credit or income issues. When this happens, future business with that customer could be jeopardized. Why risk losing a good customer? Consider VCI  for your most challenging mortgage loan applicants.
By participating in VCI Partnership Lending Program, you can offer your clients additional loan programs to meet their varied needs. Your product line will be expanded and you will be compensated for the mortgage brokering services you provide. In addition, since VCI is not a bank, we will not compete with you for the applicants' other banking needs.

Add Value to Your Services

We can help you find an up side to your potential turndowns by ...
  • Making loans that may otherwise be denied
  • Expanding your product line
  • Providing you with a new revenue stream
  • Helping you build and strengthen customer relationships
  • Offering you expert advice
As one of the regional leading residential and commercial hard money lenders, VCI  can help expand your business while rebuilding credit for your clients.


VCI  offers a wide range of loan products including:

  • Credit programs A+ through D
  • Stated income, interest only, and limited documentation loans
  • Commercial loans 90% AND 100% real estate & business loans
  • 100% Debt consolidation refinances
  • Investment properties, second homes, 2-4 unit properties
  • High debt-to-income ratio programs
  • Loans up to $5 billion

 

We are confident that you will be happy with the benefits of our program. To show you how this program can help you make more loans and keep more customers, VCI can set up an analysis of your venture  applications to give you an idea of which ones could qualify under our programs - all at no cost and with no obligation.
Call Thomas Duffy  today at  203-775-9999 to find out how this program can help you and your clients achieve more.

100% financing

90% financing
all types of commercial properties owner occupied or investment properties

rates are usually 2.5 over the index fixed for 5 yrs or 30 years

  

 

 

 

 

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V.C.I
10 stockyard court
new milford , CT 06776
United States

ph: 860-350-4440
fax: 203-648-4942
alt: 203-775-9999